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Carrier reporting without the month-end scramble.
Your carrier sets the format. Your carrier sets the deadline. You don't get a vote on either, and missing them is a relationship problem, not an IT problem. We build the reporting layer that's built to hit both, month after month, from the systems you already run.
Three exports, one weekend, and one wrong cell between you and a carrier query.
You know the ritual. Pull the AMS export. Pull the rater output. Pull the portal numbers. Then spend the last weekend of the month lining them up in a spreadsheet only one person really understands, checking totals against a format your carrier wrote and your systems never heard of.
Every copy-paste is a chance to send your capacity partner a number that doesn't match their records, and a bordereaux query is never just a question about a cell. It's a question about your operation. The work isn't hard because the numbers are hard. It's hard because they live in three systems that were never asked to agree with each other.
A reporting layer over the systems you already run.
Not a new core system. A layer that assembles carrier and management reporting from your AMS, rater, and portal, validates it before anything sends, and delivers it on your carrier's calendar.
Assembling those exports, reconciling the totals, and chasing the one missing row is mundane, redundant work that repeats in the same shape every month. It runs as an AI Operational Workforce with feedback loops that correct it as it goes, and a person reviews the exceptions before anything reaches your carrier.
- Assembles automatically from the systems you already run, the exports stop being anyone's weekend job.
- Validates before it sends, totals reconciled to source, exceptions flagged for a person to review. Nothing leaves with a question mark in it.
- Delivers on your carrier's calendar, each partner's own format, each partner's own deadline, not a generic template.
- Management gets the same numbers the carrier gets, one assembled source, two audiences, no parallel spreadsheet drifting out of sync.
Often the smartest first phase.
Of the core builds, reporting is often the right first phase, for reasons that have little to do with software and everything to do with how a growing MGA actually gets a project over the line.
- The pain is funded. A carrier demand arrives with a mandate attached, nobody has to build an internal business case for keeping a capacity partner satisfied.
- It touches every system, so it maps your whole stack. Assembling one correct report means connecting the AMS, the rater, and the portal, and that working map is what every later phase builds on.
- It asks nothing of your team on day one. The layer assembles beneath your existing process, no retraining, no new screens for producers, no workflow risk in renewal season.
- It earns carrier trust you can spend. Clean, punctual reporting is what your carrier remembers when you ask for the next program, the next state, the next line.
Phase logic: the next phase happens only when this one has proved itself. No bundle, no lock-in.
If the partner asking is also reviewing how you use AI, forward them the carrier brief. It answers the governance questions in one page.
Renewals are never cut over until validation passes.
The question every reporting build has to answer is simple: how do you know the first generated bordereau is right, before a carrier reads it? The answer is that you do not send it until it has already agreed with the one you produced by hand.
Run both
For an agreed number of reporting periods, the new report is generated beside the one your team already produces. Your existing process does not stop.
Reconcile
The two are compared line by line. Differences are explained before they are corrected, because an unexplained difference is the one that matters.
Hand over
Only when the periods agree, and a named person on your side signs off, does the generated report become the one you send. Your old process stays available.
The parallel period is written into the phase agreement, with the number of periods stated in advance. Nothing about it is discretionary once the phase starts.
Works with what you have.
The layer connects to your AMS, rater, and portal exactly as they run today, messy exports included. Connection comes first; replacement is a later phase and a separate decision, made after the map exists.
What MGAs ask about carrier reporting.
Related reading & adjacent builds.
Where a reporting phase usually leads next. Still framing the whole decision? Our guide on how to choose MGA software covers the evaluation from the top.
Submission-to-issuance workflow
Reporting is only as clean as the data feeding it. One tracked flow from submission to issue means the numbers arrive already agreeing with each other.
Explore the workflow build →Integrations & migration
The reporting layer reads from the AMS, rater, and portal you already run. This is how those connections get scoped, built, and validated.
See the integration approach →Bordereaux automation, in depth
What it takes to automate premium bordereaux, formats, validation, reconciliation, and the failure modes that trigger carrier queries.
Read the bordereaux automation guide →Make month-end a non-event.
Bring your carrier's bordereaux spec to a free 60–90 minute mapping session. We'll trace where every column comes from today, and what a Phase 1 reporting build looks like for your stack.